Source: Sherman Publications

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Andrea's Anecdotes A column by Andrea Beaudoin

October 02, 2013

I know many people are confused about what exactly "Obamacare" or the Affordable Health Care Act is. So I figured I would explain a few facts. More citizens may have become aware of Obamacare as the government shut down occurred on Oct. 1.

Government officials were unable to agree on a budget, and are using the Obamacare as a bargaining chip. So here are a few facts about the new policy.

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-15 percent f Americans are uninsured which equals 50 million Americans.

-Large companies will be forced to insure employees and their families by 2015.

-Most with health insurance through an employer or a government program such as Medicare or Medicaid are required to do nothing.

-Those who are uninsured are required to sign up for health insurance by January 1 or face a penalty called a Personal Mandate which will be taken from your tax return.

-Under the act, an estimated 6 out of 10 Americans will have access to healthcare for $100 a month.

-According to the government, "Affordable" means paying no more than 8 percent of annual income or 9.5 percent of family income.

-Individuals and businesses will receive tax credits for purchasing healthcare.

-There are different levels of coverage to choose from in the Online Health Care Insurance Exchange. Policies with higher deductibles will offer lower premiums. If a policy is chosen with a lower deductible-it will require paying a higher premium.

-Citizens with preexisting conditions cannot be turned down. However, premiums will be based on age, income, tobacco use, geographical location, family size and other factors.

Learn more about the Affordable Healthcare Act by visiting

On another note, I really enjoyed Santa Clause visiting Clarkston. It was really fun to tell him about all the good things going on around town. Santa enjoyed hearing all the stories, and said he is excited to pay Clarkston a special visit during this holiday season.